Investor-ready, lender-ready business plans built around real UK numbers by an ACCA-qualified accountant.
A business plan only earns its keep when the numbers behind it stand up to scrutiny from a bank manager, an investor, or a Home Office caseworker. We pair clear, persuasive narrative with three-way financial forecasts grounded in current UK tax, VAT, and payroll rules, so your plan reads as credibly as it models. Every plan is prepared by a named, ACCA-qualified accountant on fixed pricing, with a 30-day money-back guarantee.
We translate your idea into a structured plan: executive summary, market and competitor analysis, target customers, pricing strategy, and a clear route to revenue. The narrative is written in plain English so a lender or investor grasps the opportunity in minutes, not pages.
Integrated profit and loss, cash flow, and balance sheet forecasts, usually over three years with monthly detail for year one. We model your assumptions explicitly so reviewers can see exactly what drives the numbers and stress-test them with confidence.
Forecasts reflect real UK obligations: corporation tax, the £90,000 VAT registration threshold and when you are likely to cross it, dividend versus salary planning, and payroll costs including auto-enrolment pension contributions and the Employment Allowance where it applies.
Whether you are approaching a high-street bank, the Start Up Loans scheme, or an equity investor, we shape the plan to what each audience expects, including funding requirement, use of funds, repayment capacity, and sensitivity analysis on your key risks.
We cost your team from the ground up using current National Living and Minimum Wage rates, employer National Insurance, and pension auto-enrolment, so your headcount plan and break-even point are realistic rather than optimistic.
Specialist plans for Innovator Founder and other routes that demand a business plan, written to the criteria endorsing bodies and caseworkers assess against: innovation, viability, and scalability, backed by defensible financials.
You work with one accountant who signs off the figures, not an anonymous template service. The qualification matters when a lender or endorsing body asks who built the forecasts.
Plans are delivered on transparent fixed fees of £99, £199, or £499 depending on depth and complexity, agreed before we start, with a 30-day money-back guarantee.
Forecasts are built on current 2026/27 UK tax, VAT, payroll, and pension rules, so reviewers find the assumptions credible rather than picking holes in outdated figures.
We respond to questions and revisions within 72 hours, keeping your funding application or visa deadline on track.
We can build forecasts that map cleanly to your Xero, QuickBooks, FreeAgent, or Sage data, so the plan reconciles with the books you actually keep and is easy to update later.
With rolling monthly accounting available, your plan becomes a living tool we help you track against, not a document that gathers dust once the funding lands.
Understanding your business needs.
Crafting your custom accounting strategy.
Quick and easy integration.
Consistent monitoring and reporting.
13-week rolling cash forecasts, runway analysis, and treasury support.
Read more3-statement forecasts, scenario modelling, and investor-grade financial models.
Read moreDirect line to your account manager for the questions that come up between calls.
Read moreAged debtor chasing, payment terms enforcement, and collections support.
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A plan is a 25-40 page document explaining market, model, operations, team, and five-year financials in depth - it is what banks, grant bodies, and serious investors read after the deck. A pitch deck is 10-15 slides designed to win a follow-up meeting. We deliver both as a pair so you have the right artefact for every conversation.
Yes - High Street banks, Start Up Loans, Innovate UK, regional growth grants, and most local enterprise partnerships publish specific templates and scoring criteria. Plans drafted to the right format come back with funding decisions noticeably faster than plans submitted in a generic structure.
Projections are built bottom-up from your unit economics - price, conversion rate, sales cycle, cost to serve - and benchmarked against your sector. Top-down forecasts that claim 1% of a £10 billion market die in due diligence; we model the realistic ramp instead, which is what experienced investors look for.
Three to four weeks for a standard investor-ready plan, including two workshop sessions with you and one revision round. Faster turnarounds (10 working days) are available for time-pressured fundraises or grant deadlines and are quoted on engagement.
Most plans gather dust the day after the round closes. We build yours as a living document with a quarterly check-in - actuals versus plan, assumption refresh, milestone progress - so the next round, the next bank conversation, and your board reviews all reference one current version.
Thirty minutes with an ACCA-qualified accountant. Most owners uncover £1,000-£3,000 in annual savings on the first call. If we are not the right fit, you walk away with a free tax review on the house.
