The contractor accountant who gets IR35 right.

Most accountants are great with shops and trades, but contracting is its own world. Your income arrives as a day rate through a limited company, and the tax planning that follows looks nothing like a normal small business.

Get IR35 wrong, draw dividends the lazy way, or miss a legitimate expense, and you quietly hand HMRC money you never needed to. You rarely find out until it is too late to fix.

A specialist contractor accountant works the other way round. We know the day-rate model, the off-payroll rules and the salary-and-dividend split, so we plan ahead instead of just filing last year. We do not only record your numbers. We improve them.

IR35, the off-payroll working rules, exists to stop people working like an employee while being paid like a company. It is the single biggest factor in what you actually take home.

Outside IR35, you run a genuine business: you can pay yourself a small salary and take the rest as dividends, and you control your expenses. Inside IR35, most of your contract income is taxed close to employment, so the limited company advantage largely disappears.

Whether you are inside or outside is not your choice alone. It depends on your real working practices, such as your right to send a substitute, who controls the work, and whether you carry business risk. For many private-sector contracts the end client now decides your status; for others you assess it yourself.

We review each contract and how you actually work before you sign, so there are no nasty surprises. Where a status is borderline, we tell you plainly rather than letting you assume the answer you would like.

Through your own company you do not just take a wage. Your company pays Corporation Tax on its profits, then you draw money as a mix of salary and dividends.

A modest director salary keeps your National Insurance record ticking over and is usually a deductible cost for the company. The rest comes out as dividends, which are taxed differently from salary and only after Corporation Tax has been paid.

Get the split right and you keep more of your day rate, legitimately. Get it wrong, and you either overpay tax or draw dividends the company cannot actually support, which causes problems later.

We set your salary level, run your director payroll and prepare the dividend paperwork properly, so every withdrawal is recorded the way HMRC expects.

Contracting runs on a rhythm of deadlines: VAT every quarter, payroll every month, a Confirmation Statement once a year, then your accounts and Corporation Tax after your year-end. Miss one and the penalties stack up fast.

We set up your bookkeeping so invoices, expenses and receipts flow in as you go, not in a panic before each deadline. That keeps your VAT returns accurate and your numbers live.

If you also have income outside your company, we handle your personal Self Assessment too, including the dividends you have drawn, so the whole picture ties up.

Most limited company contractors pay between £99 and £199 a month, covering your accounts, payroll, VAT and the IR35 support that matters most.

No hourly rates. No surprise bills. One fixed fee, a named, qualified accountant who knows contracting, and a 30-day money-back guarantee.