Tax advice that plans ahead, not just files.

For 2026/27, most single-director companies pay a small salary plus dividends. A common starting point is a salary at the £12,570 personal allowance. Single-director firms usually can't claim the Employment Allowance, so this creates a small employer's National Insurance cost (15% on pay above the £5,000 threshold) that the corporation tax saving normally outweighs. Dividends are then taxed at 10.75% up to the £50,270 basic-rate limit and 35.75% above it, so past that point a pension contribution or retained profit often beats more dividends. We model your actual numbers rather than use rules of thumb.

Employer pension contributions are deductible against corporation tax with no NI cost, and the annual allowance is £60,000 (tapered down to £10,000 for very high earners). Unused allowance from the previous 3 tax years can be carried forward. For an owner-managed company, this is often the single biggest tax-saving lever available before considering more complex structuring.

Business Property Relief gives 100% IHT relief on qualifying trading company shares held for 2+ years. From 6 April 2026 the 100% rate is capped at a £2.5m combined allowance for Business and Agricultural Property Relief, with 50% relief on value above that. This is core inheritance tax planning and succession planning: we structure share classes, family investment companies, and lifetime gifting strategies to protect value under the new cap. The earlier we plan, the more options stay open.

Our tax advisory services give you a written annual tax plan covering personal, corporate, and (where relevant) inheritance and capital gains positions, plus quarterly check-ins to react to legislation changes or life events. You also get unlimited ad-hoc questions answered within 72 hours by a qualified adviser, no clock-watching. Implementation of any restructuring is included, not billed separately.

A tax advisor helps you pay the right amount of tax and no more. The work splits in two: tax compliance, which is preparing and filing your returns correctly and on time, and tax planning, which is structuring your income, business and assets to lower the bill legally. In the UK, this tax advice is given by regulated professionals such as ACCA accountants and Chartered Tax Advisers (CTA, members of the Chartered Institute of Taxation). A good adviser also handles your tax return preparation, deals with HMRC for you, and steps in for dispute resolution if an enquiry opens. For an owner-managed business, it means one person who sees your personal and company tax together. That is what our tax advisory services deliver.

Before any engagement, we run a free 30-minute review and quote the likely annual tax saving. If we can't identify savings that comfortably exceed our fee, we'll tell you. Most advisory clients see 3-10x ROI in the first year from reliefs and structural changes their previous accountant never raised. Good tax advice should pay for itself, and we say so up front if it will not.

We do not bill by the hour or surprise you with timesheets. You pay one fixed monthly fee, agreed before any work starts and based on the complexity of your business, not the minutes we spend. Everything in our tax advisory services sits inside that single bill, so you always know what you are paying and exactly what you get for it.

We act for you, not for HMRC. As your authorised agent we file your returns and deal with HMRC on your behalf, and your information stays confidential. What we will not do is help anyone evade tax, since that is illegal and we are bound by anti money laundering rules. Our tax advisory services are legitimate planning that keeps you compliant while paying no more than you owe.