Proactive, ACCA-led tax planning that keeps more of what you earn, legally.
Specialist UK tax advisory services from an ACCA-qualified accountant, built around the 2026/27 rules that actually move the needle on your bill, dividend rates, corporation tax marginal relief, capital allowances and the new Making Tax Digital regime. We turn compliance into strategy: a named adviser who plans ahead, models the numbers, and replies within 72 hours. Fixed pricing from £99, rolling monthly, with a 30-day money-back guarantee.
With dividend tax now 10.75% basic, 35.75% higher and 39.35% additional rate, and the dividend allowance cut to just £500, the salary-versus-dividend split matters more than ever. We model the optimal mix for your circumstances, factor in the £12,570 personal allowance and National Insurance, and time distributions across tax years to keep your effective rate as low as the rules allow.
Corporation tax runs at 19% on profits up to £50,000 and 25% above £250,000, with a 26.5% effective marginal rate in between. We plan around these thresholds, associated company counts, timing of profits, pension contributions and capital spend, so you are not caught paying the punishing marginal rate by accident.
We make every pound of qualifying spend work: the £1,000,000 Annual Investment Allowance, 100% full expensing on qualifying plant, and the main-pool writing-down allowance falling from 18% to 14% from April 2026 alongside a new 40% first-year allowance. Timing a purchase either side of year-end can change your tax bill materially, we advise before you buy, not after.
Capital gains tax on most assets is charged at 18% and 24% following the October 2024 changes, with the annual exempt amount now just £3,000. Crypto disposals fall within CGT, while mining, staking and airdrops are taxed as income. We handle the reporting, calculate the gains correctly and plan disposals to use allowances and reliefs efficiently.
We advise on whether and when to register for VAT against the £90,000 threshold (£88,000 for deregistration), choose the right scheme, and get you MTD-ready. With Making Tax Digital for Income Tax mandatory from April 2026 for sole traders and landlords earning over £50,000, we set up compliant digital records and quarterly reporting before the deadline bites.
We prepare statutory accounts under FRS 105 for micro-entities and FRS 102 1A for small companies, and keep every Companies House deadline: accounts due 9 months after year-end (21 months for a first set) and the confirmation statement filed within 14 days of the review date. No late-filing penalties, no missed dates, just clean, on-time compliance.
You deal with one named, ACCA-qualified accountant who knows your business, not a call-centre queue or a different person each time. Advice that is regulated, accountable and consistent.
Most accountants react after year-end when nothing can be changed. We plan ahead, modelling extraction, timing asset purchases and using allowances, so decisions are made while they can still save you tax.
Plans from £99, £199 and £499 on a rolling monthly basis, no surprise invoices, no hourly meter running every time you call. You always know exactly what you are paying.
We reply to queries within 72 hours, so you are never left waiting on a decision. And every engagement carries a 30-day money-back guarantee, try us with no risk.
We work seamlessly with Xero, QuickBooks, FreeAgent and Sage, so your records, VAT and MTD reporting all stay in one connected place, no messy migrations required.
Understanding your business needs.
Crafting your custom accounting strategy.
Quick and easy integration.
Consistent monitoring and reporting.
CT600 returns, computations, and strategic planning to legitimately reduce your liability.
Read morePersonal tax returns prepared, optimised, and filed for directors, sole traders, and high earners.
Read moreFull HMRC representation, documentation, and negotiation when an enquiry lands.
Read moreDisposal planning, reliefs, and computations for property, shares, and crypto sales.
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For 2025/26 the optimal point for most single-director companies is a salary at the £12,570 personal allowance (or £9,100 NI secondary threshold if you can't claim Employment Allowance), then dividends up to the £50,270 basic rate band. Above that, dividends are taxed at 33.75%, so further extraction often loses to pension contributions or retained profits. We model the actual numbers for your situation rather than relying on rules of thumb.
Employer pension contributions are deductible against corporation tax with no NI cost, and the annual allowance is £60,000 (tapered down to £10,000 for very high earners). Unused allowance from the previous 3 tax years can be carried forward. For an owner-managed company, this is often the single biggest tax-saving lever available before considering more complex structuring.
Business Property Relief gives 100% IHT relief on qualifying trading company shares held for 2+ years, but from April 2026 that 100% rate is capped at £1m combined with Agricultural Property Relief, with 50% relief above. We structure share classes, family investment companies, and lifetime gifting strategies to protect value through the change. The earlier we plan, the more options stay open.
A written annual tax plan covering personal, corporate, and (where relevant) inheritance and capital gains positions, plus quarterly check-ins to react to legislation changes or life events. You also get unlimited ad-hoc questions answered within 72 hours by an ACCA-qualified adviser, no clock-watching. Implementation of any restructuring is included, not billed separately.
Before any engagement, we run a free 30-minute review and quote the likely annual tax saving. If we can't identify savings that comfortably exceed our fee, we'll tell you. Most advisory clients see 3-10x ROI in the first year from reliefs and structural changes their previous accountant never raised.
Thirty minutes with an ACCA-qualified accountant. Most owners uncover £1,000-£3,000 in annual savings on the first call. If we are not the right fit, you walk away with a free tax review on the house.
