Stay compliant with your workplace pension duties, without the admin headache or Pensions Regulator fines.
Every UK employer must automatically enrol eligible staff into a workplace pension, deduct the right contributions, and prove it all to The Pensions Regulator. Get it wrong and you face escalating penalties and backdated contributions. Your ACCA-qualified, named accountant sets up, runs, and re-declares your auto-enrolment scheme alongside payroll, so the deductions are right every pay run and the paperwork looks after itself.
We assess your workforce, help you choose a qualifying scheme (such as NEST, Smart Pension or The People's Pension), set your staging or duties-start date, and configure everything so your first assessment is correct from day one.
We categorise every member of staff each period as an eligible jobholder, non-eligible jobholder or entitled worker against the £10,000 earnings trigger, so the right people are enrolled at the right time, including new starters and those whose pay crosses the threshold.
We calculate deductions on the 2026/27 qualifying earnings band of £6,240 to £50,270, applying the 8% minimum total contribution (at least 3% from you as employer, the balance from the employee including tax relief), and reconcile them to your payroll each cycle.
We process opt-out notices within the one-month window, action prompt refunds, handle opt-in and join requests from entitled workers, and keep an audit trail so nothing is missed or actioned late.
We complete your initial Declaration of Compliance with The Pensions Regulator and file your re-declaration every three years, plus the triennial re-enrolment of staff who previously opted out, keeping you on the right side of your legal duties.
We maintain the six years of records the law requires, respond to Pensions Regulator letters and information requests on your behalf, and keep your contributions paid across to the provider by the statutory deadline.
You deal with one qualified person who knows your payroll and your pension scheme, not a call-centre queue or a different adviser every time you email.
Auto-enrolment and payroll are run together, so assessments, deductions and the National Living Wage of £12.71 an hour from April 2026 all reconcile rather than being patched together by two different providers.
Clear plans at £99, £199 or £499 a month on a rolling monthly basis, with no long tie-in and a 30-day money-back guarantee, so you know your cost up front.
Questions about an opt-out, a re-declaration deadline or a Regulator letter get a response within 72 hours, so compliance issues never drift.
We work with Xero, QuickBooks, FreeAgent and Sage, integrating auto-enrolment with the systems you already use rather than forcing a switch.
By keeping assessments, payments and declarations on time, we help you avoid the fixed and escalating penalty notices The Pensions Regulator issues for non-compliance.
Understanding your business needs.
Crafting your custom accounting strategy.
Quick and easy integration.
Consistent monitoring and reporting.
Every UK employer with at least one worker has automatic enrolment duties from the day their first member of staff starts. You must assess workers each pay period, enrol eligible jobholders into a qualifying scheme, contribute at least 3% of qualifying earnings, and submit a Declaration of Compliance to The Pensions Regulator within five months of your duties start date. Miss the declaration and TPR issues a £400 fixed penalty followed by daily fines.
The statutory minimum is 8% of qualifying earnings - 3% from the employer, 5% from the employee (which includes basic-rate tax relief). Qualifying earnings run from £6,240 to £50,270 for the 2026/27 tax year. Schemes can use higher pensionable pay bases, in which case the minimum percentages change - we set the calculation basis correctly when the scheme is established.
It depends on workforce size, contribution levels, and whether you want salary sacrifice. NEST is free for employers and works well for smaller payrolls; The People's Pension and Smart Pension offer better investment ranges and online employer portals for larger schemes. We assess your situation against all four main providers and recommend rather than push a single partner.
Every three years from your staging date you must re-enrol any eligible jobholder who previously opted out or stopped contributing, then submit a fresh Declaration of Compliance within five months. The cyclical re-enrolment date is fixed and cannot be missed. We diary it, run the assessment, issue the statutory communications, and file the declaration on your behalf.
We run worker assessment every pay period, send the statutory enrolment and opt-out letters, upload contribution files to your pension provider, monitor opt-ins and opt-outs, and file the Declaration of Compliance and re-enrolment declarations. You handle the employment relationship and approve contribution rates. The pension scheme itself stays in your company name with the provider.
Thirty minutes with an ACCA-qualified accountant. Most owners uncover £1,000-£3,000 in annual savings on the first call. If we are not the right fit, you walk away with a free tax review on the house.
