Initial Pension Scheme Setup
Assistance in selecting and establishing the right pension scheme.
Workplace pensions set up, assessed, and run end-to-end — with no late letters from The Pensions Regulator.
Employers must automatically enrol eligible workers into a pension scheme and contribute accordingly. The specific duties depend on business size and workforce composition.

Assistance in selecting and establishing the right pension scheme.
Regular workforce evaluations to determine eligibility and compliance.
Accurate processing of employer and employee contributions.
Ongoing checks to ensure regulatory requirements are met.
Focus on running your business while we manage pensions.
Ensure compliance while optimising costs.
Stay ahead of regulatory changes and avoid penalties.
Clear communication and efficient pension management.
We manage pensions, so you don’t have to.
Stay fully compliant with legal requirements.
A well-managed pension scheme enhances job satisfaction.
Understanding your business needs.
Crafting your custom accounting strategy.
Quick and easy integration.
Consistent monitoring and reporting.












Every UK employer with at least one worker has automatic enrolment duties from the day their first member of staff starts. You must assess workers each pay period, enrol eligible jobholders into a qualifying scheme, contribute at least 3% of qualifying earnings, and submit a Declaration of Compliance to The Pensions Regulator within five months of your duties start date. Miss the declaration and TPR issues a £400 fixed penalty followed by daily fines.
The statutory minimum is 8% of qualifying earnings - 3% from the employer, 5% from the employee (which includes basic-rate tax relief). Qualifying earnings run from £6,240 to £50,270 for the 2026/27 tax year. Schemes can use higher pensionable pay bases, in which case the minimum percentages change - we set the calculation basis correctly when the scheme is established.
It depends on workforce size, contribution levels, and whether you want salary sacrifice. NEST is free for employers and works well for smaller payrolls; The People's Pension and Smart Pension offer better investment ranges and online employer portals for larger schemes. We assess your situation against all four main providers and recommend rather than push a single partner.
Every three years from your staging date you must re-enrol any eligible jobholder who previously opted out or stopped contributing, then submit a fresh Declaration of Compliance within five months. The cyclical re-enrolment date is fixed and cannot be missed. We diary it, run the assessment, issue the statutory communications, and file the declaration on your behalf.
We run worker assessment every pay period, send the statutory enrolment and opt-out letters, upload contribution files to your pension provider, monitor opt-ins and opt-outs, and file the Declaration of Compliance and re-enrolment declarations. You handle the employment relationship and approve contribution rates. The pension scheme itself stays in your company name with the provider.

Thirty minutes with an ACCA-qualified accountant. Most owners uncover £1,000–£3,000 in annual savings on the first call. If we are not the right fit, you walk away with a free tax review on the house.