Monthly management accounts that turn your numbers into decisions
Our management accounts services give UK directors and business owners the monthly and quarterly numbers they need to run a company with confidence, not guesswork. An ACCA-qualified accountant prepares your profit and loss, balance sheet, cash flow and KPI commentary from your Xero, QuickBooks, FreeAgent or Sage data, then explains what it means in plain English. With fixed pricing and rolling monthly terms, you get board-grade reporting without the in-house finance team.
We produce a clear profit and loss account, balance sheet and trial balance each month or quarter, with prior-period and budget comparatives so you can see exactly where the business is moving. Every set is reconciled to your bank, sales and purchase ledgers before it reaches you, so the figures are reliable enough to act on.
We build a rolling 13-week or 12-month cash flow forecast so you can see funding gaps before they bite, time supplier payments and plan drawings sensibly. We track debtor days, creditor days and stock turn so working capital tied up in the business is visible and actively managed.
Beyond the statutory numbers, we report the metrics that actually drive your business: gross and net margin by product or service line, revenue per client, overhead recovery and break-even. Trends are charted month on month so a slipping margin or rising cost base is caught early rather than at year-end.
Each set carries a live tax provision so there are no surprises. Corporation Tax runs at 19% on profits to £50,000 and 25% above £250,000, with an effective 26.5% marginal rate on profits in between. We model director dividends at the 2026/27 rates of 10.75%, 35.75% and 39.35% (after the £500 dividend allowance) so you extract profit in the most efficient mix of salary and dividend.
We keep your records digital and reconciled so VAT returns are accurate against the £90,000 registration threshold (£88,000 for deregistration) and ready for Making Tax Digital. With MTD for Income Tax landing in April 2026 for sole traders and landlords with qualifying income over £50,000, our monthly process means quarterly updates become a by-product rather than a scramble.
We prepare annual budgets and reforecasts, then report actual-versus-budget variances with written commentary you can put straight in front of a board, bank or investor. When a lender or funder needs covenant reporting or management accounts to support facilities, we package them to the standard they expect.
You work with one ACCA-qualified accountant who knows your business, not a rotating call centre. They prepare the numbers and talk you through them, so the commentary reflects what is actually happening on the ground.
Plans are fixed at £99, £199 or £499 a month with no long tie-in, so you can scale reporting up or down as the business changes. There are no surprise bills for a quick question or an extra board pack.
We reply to queries within 72 hours, so decisions are not held up waiting on your accountant. If the service is not right for you, our 30-day money-back guarantee means you can try it with no risk.
We plug straight into Xero, QuickBooks, FreeAgent or Sage, so there is no migration project and no new system to learn. Your data stays where it is and we turn it into decision-ready reporting.
Because we build a live tax provision into every set using up-to-date 2026/27 rates, you always know your true after-tax position before you commit to hiring, investing or taking dividends.
Understanding your business needs.
Crafting your custom accounting strategy.
Quick and easy integration.
Consistent monitoring and reporting.
Year-end accounts filed with Companies House and HMRC inside 5 business days.
Read moreFortnightly reconciliations across Xero, QuickBooks, FreeAgent, or Sage.
Read moreGroup consolidations for parent companies with subsidiaries, UK and international.
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A P&L (actual vs budget vs prior year), balance sheet, cash position, gross-margin breakdown by product line or service, top-customer concentration, debtor and creditor aging, and 3-12 month rolling cash forecast. Plus a one-page commentary calling out what's moved, what's at risk, and what to do about it, the bit most generic templates skip.
Within 10 working days of month close. Faster than that is technically possible but tends to mean unreconciled accruals and figures that get restated, we'd rather give you numbers you can act on than numbers that look fast. You also get a 30-minute review call each month to walk through it, included.
Yes, that's the whole point. SaaS businesses get MRR, churn, LTV, CAC payback. Agencies get utilisation, project margin, WIP. E-commerce gets cohort margin, return rate, contribution per channel. We agree the 6-10 KPIs that actually move your decisions in month one, then track them every month going forward.
Statutory accounts tell you what happened 14 months ago and that's useless for running anything. Once turnover is past about £300k or you have a small team, the cost of not having monthly numbers, mispriced jobs, slow-paying clients you didn't spot, hires you made too late, usually dwarfs the fee. We've had £200k consultancies catch a £30k revenue leak in month two.
Monthly management accounts are included in our Premium Plus and Enterprise plans (£499/month and up), or as a standalone bolt-on from £350/month depending on transaction volume and KPI complexity. The pack itself, the review call, and unlimited follow-up questions inside 72 hours are all included, no per-call charging.
Thirty minutes with an ACCA-qualified accountant. Most owners uncover £1,000-£3,000 in annual savings on the first call. If we are not the right fit, you walk away with a free tax review on the house.
