HMRC-compliant crypto tax returns, gains calculations and disclosures from a named, ACCA-qualified accountant.
Our UK cryptocurrency tax services help investors, traders, miners and stakers calculate Capital Gains Tax and Income Tax on Bitcoin, Ethereum, NFTs and DeFi activity, then report it correctly to HMRC. We apply HMRC's share-pooling rules and the latest cryptoassets guidance to minimise your liability and keep you compliant ahead of the new Cryptoasset Reporting Framework. Every return is prepared by a named, ACCA-qualified accountant on fixed, transparent pricing.
Selling, swapping, spending or gifting crypto is a disposal for CGT. We calculate gains using HMRC's Section 104 pooling and the 30-day same-day matching rules, apply your £3,000 annual exempt amount, and tax the balance at 18% (basic rate) or 24% (higher and additional rate) for 2026/27.
Rewards from mining, staking, lending and most airdrops are taxed as income at their sterling value on receipt, after any £1,000 trading allowance. We report these correctly and set their value as the base cost for a later CGT disposal, so you are not taxed twice on the same coins.
Liquidity pools, yield farming, wrapped tokens, lending protocols and NFT mints raise tricky beneficial-ownership and income-versus-capital questions. We apply HMRC's DeFi and cryptoassets manual guidance to each transaction type so your treatment stands up to scrutiny.
We complete the dedicated cryptoasset section of your Self Assessment return (mandatory from 2024/25 onwards) and the capital gains pages, file before the 31 January online deadline, and tell you exactly what tax is due and when.
If you have unreported gains from previous years, we prepare a disclosure using HMRC's dedicated cryptoasset facility, calculate tax, interest and any penalties, and present a clean, fully reconciled position to limit your exposure.
From 1 January 2026, UK exchanges must collect your data under the Cryptoasset Reporting Framework, with the first reports to HMRC due by 31 May 2027. We reconcile your wallet and exchange history now so your declared figures match what HMRC will receive.
You deal with one qualified accountant who knows your portfolio, not a call centre. Crypto tax is judgement-heavy, and you get consistent, accountable advice from the same person each year.
Transparent fixed fees of £99, £199 or £499 depending on transaction volume and complexity, with no hourly surprises. You know the cost before we start, even if you have thousands of transactions.
Crypto deadlines and price movements do not wait. We respond to every query within 72 hours, so you can act on disposals and reporting decisions with confidence.
We integrate crypto data with Xero, QuickBooks, FreeAgent or Sage where you run a business alongside investing, giving you one joined-up tax picture rather than two disconnected ones.
If you are not satisfied with our crypto tax work in the first 30 days, we refund you. Rolling monthly terms mean you are never locked into a long contract.
Understanding your business needs.
Crafting your custom accounting strategy.
Quick and easy integration.
Consistent monitoring and reporting.
CT600 returns, computations, and strategic planning to legitimately reduce your liability.
Read morePersonal tax returns prepared, optimised, and filed for directors, sole traders, and high earners.
Read moreQuarterly planning calls that surface savings before deadlines, not after.
Read moreFull HMRC representation, documentation, and negotiation when an enquiry lands.
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It depends on the activity. Buying, selling, and swapping tokens is CGT, every disposal (including crypto-to-crypto) is a taxable event. Staking rewards, mining, airdrops, and DeFi yield are usually income tax at the point of receipt, then CGT on later disposal. Trading at the volume and organisation of a business pushes the whole lot into trading income, but very few individuals actually meet that threshold.
HMRC uses share pooling: all your holdings of the same token form a single 'section 104 pool' with a running average cost. Special matching rules apply for same-day and 30-day (bed-and-breakfast) disposals. Spreadsheets break quickly once you have multiple exchanges and on-chain wallets. We reconcile via Koinly or Recap, then review the output for the misclassifications those tools routinely produce on DeFi.
HMRC's current view is that depositing tokens into many DeFi protocols is a disposal at market value, even though you haven't 'sold' anything, because beneficial ownership transfers. Rewards are income. This produces tax bills with no cash to pay them, which catches people out. We map each protocol you've used against current HMRC guidance and identify the disposals correctly rather than ignoring them and hoping.
Yes, via a negligible value claim under TCGA 1992 s.24, which treats the asset as disposed of at no value and crystallises the loss. You'll need evidence the token has genuinely become worthless, not just illiquid. Lost private keys can also qualify as a disposal if the loss is irrecoverable. Claimed losses offset other gains in the same year or carry forward indefinitely.
Use HMRC's Cryptoasset Disclosure Facility before they come to you, unprompted disclosures attract penalties of 0-20% versus up to 100% if HMRC finds it first. CARF (the Crypto-Asset Reporting Framework) means exchanges will automatically report UK users' activity to HMRC from 2026, so the window is closing. We prepare the historic computation and the disclosure narrative end-to-end.
Thirty minutes with an ACCA-qualified accountant. Most owners uncover £1,000-£3,000 in annual savings on the first call. If we are not the right fit, you walk away with a free tax review on the house.
