Payslip Calculator. What lands in the bank monthly.
Gross-to-net per payslip with 2025/26 PAYE thresholds, the standard 1257L tax code, optional pension salary sacrifice, and every student loan plan. Useful for sense-checking what HR sent.
Gross — before tax, NIC, pension, or student loan.
Workplace pension contribution as % of salary (salary sacrifice).Salary sacrifice reduces taxable salary AND your Class 1 NIC. Most UK workplace pensions use auto-enrolment at 5% employee / 3% employer minimum. Higher contributions trim more tax + NIC.
Repayment is 9% above the plan threshold (6% on PGL).
- Gross£2,917
- Pension (5%)−£146
- PAYE tax−£345
- NIC (Class 1)−£138
- Net per payslip£2,288
- Annual net£27,460
Assumes the standard 1257L tax code, no marriage allowance, no benefits-in-kind, no week-1/month-1 emergency codes. Pension modelled as salary sacrifice. Real payslips can vary a few pounds per pay-period because PAYE applies the cumulative tax code. Send us a payslip for a precise check.