Harvey · CEO · ACMA CGMARE: Your eBay UK accounts, from a specialist eBay accountant

Most accountants read eBay like it's Amazon.It isn't, and that costs you.

4.9/5 from 63 Google reviews, June 2026ACCA qualified · HMRC-registered agent
MTD for Income Tax went live April 2026
From £99/month + VATGet my eBay Tax Health Check

No pitch. I'll open your Managed Payments dashboard live on the call.

Your exact fixed fee is quoted on the call, in writing, before anything starts. Switching? We write to your current accountant and handle the full handover - your part takes about ten minutes.

Start here · Your typical monthly eBay revenue?

Harvinder Singh Dhillon (Harvey), Founder and CEO of Zmartly

I'm Harvey. I run Zmartly's eBay practice for UK sellers doing £100K to £2M. Book the free 30-minute Tax Health Check and I'll open your Managed Payments dashboard live and tell you what I'd reclaim.

Harvey · Harvinder Singh Dhillon · CEO · ACCA
Google review by HeenaGoogle review by land4 success (chill feel good)Google review by Jorge Carballo GomezGoogle review by Auris Property AcademyGoogle review by Sean Barrington
Recent verified Google reviewers
Book your 30 min · free
Free Tax Health CheckStep 1 of 4

Your typical monthly eBay revenue?

A rough idea is fine.

  • Video call, 30 minutes. Bring your Managed Payments dashboard or just share your screen.
  • No eBay login needed - you drive, I read and annotate.
  • You leave with a written note of what I'd reclaim and which Promoted Listings are loss-making, whether or not we ever work together.

Selling as a sole trader? MTD quarterly updates are now mandatory over £50K, and your first quarterly deadline is 7 August 2026. Worth sorting before then.

Diagnostic · ebay

After years inside eBay sellers' books, here's where the money leaks.

Figures below are illustrative and typical for a seller doing around £400K on Managed Payments. Your numbers will be different.

ZMARTLY · TAX HEALTH REVIEW
24 JUN 2026·REF #42844
Annual leakage estimate - illustrative, typical ~£400K eBay seller
Loss-making Promoted Listings left running (untracked ROI)£1,200-£2,400
Input VAT on Final Value Fees never claimed£2,000-£4,000
Managed Payments holds miscounted as revenue - period mismatch£800-£1,800
EU sales without OSS registration - back-VAT exposurevariable
TOTAL LEAKAGE / YEAR£4,000-£8,200+ (illustrative, individual figures vary)
──── END OF REPORT ────

We do this diagnostic live, free, 30 minutes.

Get my eBay Tax Health Check

Step 1 of 4 · Your typical monthly eBay revenue?

The fix

Here's what a clean Zmartly month looks like for an eBay seller.

Managed Payments reconciled at settlement level. FVF VAT claimed. Promoted Listings tracked per listing. Same accountant every month.

Zmartly client dashboard, real-time books, tax forecast and per-SKU profit

Your accountant. Your numbers. One screen. Always live.

Your week · every week
  • MONManaged Payments settlement pulled - holds, reserves and FVF separated
  • TUEPromoted Listings ROI checked per campaign - loss-making ads flagged
  • WEDYour questions answered (typically within 72 hours)
  • THUInput VAT on Final Value Fees extracted - queued for return (at quarter end)
  • FRIPer-channel P&L signed off - books match Managed Payments settlement

Real. Repeatable. Same accountant every week. No “we’ll get back to you tomorrow”, ever.

Case study · composite

Meet 'Tom'. £420K eBay seller. Switched from a generalist who had never opened Managed Payments.

Composite based on similar engagements. Numbers are typical, not specific. Individual results vary.

£2K-£6K
Typical annual VAT recovery range for sellers at this volume (results vary)
25 days
From handover to first corrected VAT return filed
8 hrs/wk
Back in Tom's diary (illustrative)

Individual results, yours will vary.

  1. 0
    DAY 0

    What he came to us with

    Generalist-prepared accounts. eBay income booked as a single monthly net figure. FVF VAT never reclaimed. Promoted Listings: one line of total spend, no per-listing view. No OSS registration despite regular EU sales.

  2. 7
    DAY 7

    What we found

    Six months of input VAT on Final Value Fees never claimed. Three Promoted Listings campaigns costing more than they returned - running undetected. EU sales had crossed the OSS registration threshold with no registration in place. Sent him a one-page receipt of what we'd fix.

  3. 30
    DAY 30

    What we did

    Rebuilt Managed Payments at settlement level: holds in the right period, FVF VAT claimed on the next return, Promoted Listings tracked per campaign. Three loss-making campaigns identified and paused. OSS registration initiated for EU sales.

  4. 90
    DAY 90

    Where he is now

    Managed Payments P&L matches settlement reports for the first time. FVF VAT claimed each quarter. Promoted Listings ROI visible per listing. OSS compliant. (Composite - individual results vary.)

Want the same review of your Managed Payments account?

Takes 60 seconds to book. You leave the call knowing what FVF VAT you can reclaim and which Promoted Listings are costing you money.

Honest filter

Most accountants want every client.We want the right ones.

● Pick us if
  • Turnover £100K-£2M and growing
  • You want the same accountant every week, not a rotating service desk
  • You’re tired of “we’ll get back to you tomorrow” answers
□ Skip us if
  • Turnover is under £100K and you’re happy DIY-ing in spreadsheets
  • You want the cheapest possible accountant, full stop
↗ We’ll point you elsewhere if
  • You need audit-grade work (£10M+ turnover). I’ll point you to firms who do it well.
Get my eBay Tax Health Check

I’ll tell you in 30 minutes which column you’re in.

If it’s not us, that’s fine.

Transparent pricing

Here's exactly what £99/mo gets you as an eBay seller.

Monthly · all-in
From £99/mo + VAT

Dedicated eBay accountant - Managed Payments reconciliation at settlement level - FVF VAT claimed on every return - Promoted Listings ROI tracked - OSS/IOSS assessed - VAT returns - CT600 - per-channel P&L - replies typically within 72 hours.

Your exact fixed fee is quoted on the call, in writing, before anything starts.

● 30-day money-back guarantee

Not happy in your first 30 days? Every penny back, no questions asked.

Verified Google reviews · 4.9/5 from 63, June 2026

What clients actually say.

  1. Have been working Zmartly for nearly 2 years now for my E-Commerce Business and they have been spot on in every aspect. they have given me amazing advice to save tax and they are always on point with…
    Matthew RoperVerified Google review · a month ago
  2. I've used several accountants in the past, but hands down there is no one better than Harvey at Zmartly. He really understands exactly what advice you're looking for and explains everything clearly and professionally. Nothing ever feels rushed…
    HeenaVerified Google review · 3 months ago
  3. Outstanding! Harvey is exceptionally knowledgeable and has time for clients.
    Bal SinghVerified Google review · 3 months ago
  4. I've had an excellent experience working with Zmartly. Harvey and the team are professional, responsive, and genuinely supportive. They explain things clearly, stay on top of deadlines, and always look for practical ways to save tax and improve…
    land4 success (chill feel good)Verified Google review · 5 months ago
  5. I started working with Zmartly Accountants after having serious issues with my previous accounting firm. They were missing deadlines, incorrectly calculating VAT, constantly late, and extremely difficult and frustrating to communicate with. Switching to Zmartly was a huge…
    Jorge Carballo GomezVerified Google review · 5 months ago
  6. I've had a terrible experience with multiple accountants. Zmartly have been incredible. If you do ecommerce / Amazon FBA you definitely need to go with someone who understands the complexities with it. Thanks to Harvey and his amazing…
    Sean BarringtonVerified Google review · 5 months ago
  7. Its not easy to find accountants who understand ecommerce especially Amazon and these guys know Amazon very well. Always helps us with advice if they spot something we incorrectly. Super easy to speak with someone if you have…
    Darius JaselskisVerified Google review · 5 months ago
  8. Great proactive service always up to date regarding accounting legislation. Harvey and Team will be always helping you with advise how to make your books look good. Already over 4 years using their service very happy.
    Auris Property AcademyVerified Google review · 8 months ago
  9. Zmartly looked after my business when our previous accountants went out of business. This was a shock to us, however, Zmartly took care of everything. Since then, their work with us has been amazing, from expert advice, knowledgable…
    Seb RussellVerified Google review · 10 months ago
  10. I have been using Zmartly Ltd as my accountant, and I am very happy with their service. They are professional, reliable, and always respond quickly when I have questions. They make everything easy to understand, and they handle…
    Tiago OliveiraVerified Google review · a year ago
  11. Harvey and the Zmartly team are fantastic! They make accounting feel easy, and I appreciate how they keep me informed every step of the way. I'd definitely recommend them to anyone!
    Manan ffVerified Google review · a year ago
  12. Been with Harv and the team at Zmartly for 3 years now with my business .they are prompt and responsive to my queries and always take time to respond and clarify pop ups when I need clarification Zmartly…
    Mariam MohammedVerified Google review · a year ago
  13. I'm so glad I chose Zmartly LTD for my accounting needs! Harvey is friendly and knowledgeable, and he made the whole process smooth and stress-free. Can't recommend them enough!
    Adi FVerified Google review · a year ago
  14. Very knowledgeable and helpful in all types of accounting affairs.Would highly recommend for anyone searching for a reliable accountant specialising in e- commerce.
    BizzVerified Google review · a year ago
  15. Been self employer for 15 years and using ZMARTLY last 2 years , I wish I know them before best company to work with
    mehmet ali ozerVerified Google review · a year ago
  16. Very good accounting company
    Kazem NaserianVerified Google review · a year ago
  17. I used zmartly throughout the whole time of running a business. I had no prior business experience with accounting and this company truly went above and beyond for me. Helped me with every step I needed and made…
    James GregoryVerified Google review · 2 years ago
  18. I am absolutely thrilled to share my outstanding experience received from Harvey at Zmartly! From the moment I engaged his services, I knew I was in capable hands, and I have been consistently impressed by his unparalleled expertise…
    K PVerified Google review · 2 years ago
  19. Very helpful account. Excellent work
    Harjit DhillonVerified Google review · 2 years ago
  20. I have been working with Harvey and Zmartly for more than 5 years now. The company and Harvey himself is very professional always provides great advice. I know I can count on him to give me sound and…
    Sukhvir BrarVerified Google review · 3 years ago
  21. I have been using Zmartly to handle the accounting for my business for the past three years and have consistently received top-notch service. Their web portal is user-friendly and allows me to access my documents easily. Whenever I…
    David JamesVerified Google review · 3 years ago
  22. In addition to their knowledge and professionalism, Harvey also has a great personality and is a pleasure to work with. They truly care about their clients and their success, and it shows in the personalized attention and service…
    Manpreet BrarVerified Google review · 3 years ago
  23. I am thoroughly impressed with the exceptional service provided by Zmartly. Their software is user-friendly and easy to navigate, making it simple for me, as a software developer, to input data with ease. The compay constantly strives to…
    Eunice NehVerified Google review · 3 years ago
  24. Top class service from Harvey and his team, never an issue with their services and I always receive communication in a timely fashion. He's clear and when I have a question to ask, there is always an answer…
    Adam QuigleyVerified Google review · 3 years ago
  25. Harvey and Zmartly are the only actual Ecommerce accountants out there who know what they're doing. They got my accounts and VAT return fully up to date in record time, with excellent communication, and were able to reclaim…
    Dónal McBrienVerified Google review · 3 years ago
  26. Zmartly has been crucial in allowing me to grow my business to new levels. The team are on hand to help and have also provided me with information and tips I wasn't aware of. Highly recommend their services.
    Andrew PattersonVerified Google review · 3 years ago
  27. Worked with Harvinder from Zmartly on a couple of my eCommerce businesses over the past couple years & he has always provided a top service for us
    Bradley ReesonVerified Google review · 3 years ago
  28. Zmartly has done a great job with my company accounts. Since I have been VAT registered over the last few months, Zmartly has made us so easy for me. Thank you !
    Roxie BullVerified Google review · 3 years ago
  29. Awesome accounting firm. Very helpful and professional. Perfect match for early startups. Definitely recommend
    Onelivery UKVerified Google review · 3 years ago
  30. I have been with Zmartly for 10 years and will not be changing anytime soon! Great Accountant!
    Ryan ByrneVerified Google review · 3 years ago
  31. Fantastic service with highly skilled and knowledgeable support team. Would highly recommend to anyone for their accounting needs!
    Daljit JohalVerified Google review · 3 years ago
  32. Fantastic service. Great communication Fast service Overall 5 star plus! Highly recommended
    Mark GreenVerified Google review · 3 years ago
  33. Fantastic team and service!
    Pritpal ReelVerified Google review · 3 years ago
  34. The support teams at Zmartly are fantastic. I appreciate how responsive they have always been and how helpful they have been to me. It is excellent that Zmartly takes care of all financials, so the contracting experience is…
    Sabina Ghata-AuraVerified Google review · 4 years ago
  35. We were truly grateful when Zmartly agreed to help us with the Quickbooks cleanup. They are professional accountants with a lot of experience, and as CFO I knew we were in extremely capable hands. Zmartly team ended up…
    Thomas PrestonVerified Google review · 4 years ago
  36. I hired Zmartly for my dad's business and my own rental properties. I was overwhelmed with knowing what to declare to HMRC and it started to stress me out, but Zmartly made everything so simple. I've since recommended…
    Raman KaurVerified Google review · 4 years ago
  37. Harvey is one of the best accountants I've ever dealt with. He offers top-notch customer service and support; Also, their staff are friendly, insightful, and helpful. The accounting software is also user friendly and very helpful in organizing…
    Jack HowardVerified Google review · 4 years ago
  38. A great accountancy firm that truly care about their clients. Harvinder supported me on the sale of my business and went over and above with managing all the documentation I needed help with from an accounts perspective. I…
    Benjamin PrestonVerified Google review · 4 years ago
  39. Zmartly has done an amazing job with my company accounts. Since being VAT registered over the last few months, Zmartly has made it seamless. Their staff are knowledgeable and super efficient. Thanks for all your hard work so…
    CraigVerified Google review · 4 years ago
  40. Harvy was great to work with; he's thorough, professional, and above all reliable. If you want your accounts handled well, I'd recommend working with Harvy at Zmartly.
    Aaron FranklinVerified Google review · 4 years ago
  41. I had bad experiences with accountancy firms previously, so I am very grateful to have found Zmartly, they are professional and reassuring. They are very quick to reply and offer amazing advice. I know that my accounts are…
    Massimiliano GuelfiVerified Google review · 4 years ago
  42. Top quality service, I cannot recommend this company enough, they will treat you with respect and strategize your accounting needs to give you the best service possible, I could not imagine using another accountant after dealing with Zmartly
    Wayne AndersonVerified Google review · 4 years ago
  43. I have only been with Zmartly for a couple of months now but have only good things to say. They have been outstanding in every area so far.
    Jack CheesemanVerified Google review · 4 years ago
  44. They have looked after my business like it was their own. More than just an accounting firm, they have even helped with ideas to grow my sales.
    Charanjit BVerified Google review · 4 years ago
  45. Very professional, helpful and friendly service. Excellent communication, always on top of things without delays. Answering all the questions and giving recommendations. Highly recommended!
    Inta PoseikoVerified Google review · 4 years ago
  46. Perfect ! Helped with even some unknown deadline dates and returns due.
    James HiltonVerified Google review · 4 years ago
  47. 5 Star Service highly recommend
    phil dyasVerified Google review · 4 years ago
  48. Zmartly, I have had the best experience imaginable. They have been helpful, patient and supportive during my 3 years of working as a sole director and employee of my Ltd Co. I am so grateful for their help…
    Mason WatsonVerified Google review · 4 years ago
  49. Knowledgeable and responsive! I searched for years for a good, affordable accountant in London and was very glad to find Zmartly. I was very pleased with the service and expertise. The speed, the efficiency, the detailed tax knowledge…
    Jake AllenVerified Google review · 5 years ago
  50. Very happy with Zmartly especially Harvey & team. They are managing two of my companies and looking after payroll, year end accounts and personal tax returns. I have been using them for over a year and will continue…
    Ryan CooperVerified Google review · 5 years ago
  51. It has been an absolute pleasure working with Harvinder and the Zmartly team - they have always been extremely accommodating and go above and beyond for all their clients. I wouldn't hesitate to recommend their services to other…
    Andrew DaveyVerified Google review · 5 years ago
  52. I have been using Harvey's service to operate a payroll and annual accounts for my small business. The service has always exceeded excellent, I cannot recommend his professionalism and understanding of my needs enough. As a small business…
    Jacob ShawVerified Google review · 5 years ago
  53. It is very apparent that the team at Zmartly is very knowledgeable and has a lot of experience in the accountancy business. I immediately felt comfortable with this firm and Harvey they are very professional. I would recommend…
    Jeffrey DaviesVerified Google review · 5 years ago
  54. I have been with Zmartly for the past 2 years. They have always been very quick to reply and sort things out. I had a issue not so long ago and managed to get an appointment the following…
    Stephen ListerVerified Google review · 5 years ago
  55. I have been introduced to Harvinder & his team through my friend, who has been working with Zmartly. During my interaction with Harvinder & his team , I have found them very professional and supportive. Their services are…
    Kate Lorna HoldenVerified Google review · 5 years ago
  56. Have been working Zmartly for nearly 2 years now for my E-Commerce Business and they have been spot on in every aspect. they have given me amazing advice to save tax and they are always on point with…
    Matthew RoperVerified Google review · a month ago
  57. I've used several accountants in the past, but hands down there is no one better than Harvey at Zmartly. He really understands exactly what advice you're looking for and explains everything clearly and professionally. Nothing ever feels rushed…
    HeenaVerified Google review · 3 months ago
  58. Outstanding! Harvey is exceptionally knowledgeable and has time for clients.
    Bal SinghVerified Google review · 3 months ago
  59. I've had an excellent experience working with Zmartly. Harvey and the team are professional, responsive, and genuinely supportive. They explain things clearly, stay on top of deadlines, and always look for practical ways to save tax and improve…
    land4 success (chill feel good)Verified Google review · 5 months ago
  60. I started working with Zmartly Accountants after having serious issues with my previous accounting firm. They were missing deadlines, incorrectly calculating VAT, constantly late, and extremely difficult and frustrating to communicate with. Switching to Zmartly was a huge…
    Jorge Carballo GomezVerified Google review · 5 months ago
  61. I've had a terrible experience with multiple accountants. Zmartly have been incredible. If you do ecommerce / Amazon FBA you definitely need to go with someone who understands the complexities with it. Thanks to Harvey and his amazing…
    Sean BarringtonVerified Google review · 5 months ago
  62. Its not easy to find accountants who understand ecommerce especially Amazon and these guys know Amazon very well. Always helps us with advice if they spot something we incorrectly. Super easy to speak with someone if you have…
    Darius JaselskisVerified Google review · 5 months ago
  63. Great proactive service always up to date regarding accounting legislation. Harvey and Team will be always helping you with advise how to make your books look good. Already over 4 years using their service very happy.
    Auris Property AcademyVerified Google review · 8 months ago
  64. Zmartly looked after my business when our previous accountants went out of business. This was a shock to us, however, Zmartly took care of everything. Since then, their work with us has been amazing, from expert advice, knowledgable…
    Seb RussellVerified Google review · 10 months ago
  65. I have been using Zmartly Ltd as my accountant, and I am very happy with their service. They are professional, reliable, and always respond quickly when I have questions. They make everything easy to understand, and they handle…
    Tiago OliveiraVerified Google review · a year ago
  66. Harvey and the Zmartly team are fantastic! They make accounting feel easy, and I appreciate how they keep me informed every step of the way. I'd definitely recommend them to anyone!
    Manan ffVerified Google review · a year ago
  67. Been with Harv and the team at Zmartly for 3 years now with my business .they are prompt and responsive to my queries and always take time to respond and clarify pop ups when I need clarification Zmartly…
    Mariam MohammedVerified Google review · a year ago
  68. I'm so glad I chose Zmartly LTD for my accounting needs! Harvey is friendly and knowledgeable, and he made the whole process smooth and stress-free. Can't recommend them enough!
    Adi FVerified Google review · a year ago
  69. Very knowledgeable and helpful in all types of accounting affairs.Would highly recommend for anyone searching for a reliable accountant specialising in e- commerce.
    BizzVerified Google review · a year ago
  70. Been self employer for 15 years and using ZMARTLY last 2 years , I wish I know them before best company to work with
    mehmet ali ozerVerified Google review · a year ago
  71. Very good accounting company
    Kazem NaserianVerified Google review · a year ago
  72. I used zmartly throughout the whole time of running a business. I had no prior business experience with accounting and this company truly went above and beyond for me. Helped me with every step I needed and made…
    James GregoryVerified Google review · 2 years ago
  73. I am absolutely thrilled to share my outstanding experience received from Harvey at Zmartly! From the moment I engaged his services, I knew I was in capable hands, and I have been consistently impressed by his unparalleled expertise…
    K PVerified Google review · 2 years ago
  74. Very helpful account. Excellent work
    Harjit DhillonVerified Google review · 2 years ago
  75. I have been working with Harvey and Zmartly for more than 5 years now. The company and Harvey himself is very professional always provides great advice. I know I can count on him to give me sound and…
    Sukhvir BrarVerified Google review · 3 years ago
  76. I have been using Zmartly to handle the accounting for my business for the past three years and have consistently received top-notch service. Their web portal is user-friendly and allows me to access my documents easily. Whenever I…
    David JamesVerified Google review · 3 years ago
  77. In addition to their knowledge and professionalism, Harvey also has a great personality and is a pleasure to work with. They truly care about their clients and their success, and it shows in the personalized attention and service…
    Manpreet BrarVerified Google review · 3 years ago
  78. I am thoroughly impressed with the exceptional service provided by Zmartly. Their software is user-friendly and easy to navigate, making it simple for me, as a software developer, to input data with ease. The compay constantly strives to…
    Eunice NehVerified Google review · 3 years ago
  79. Top class service from Harvey and his team, never an issue with their services and I always receive communication in a timely fashion. He's clear and when I have a question to ask, there is always an answer…
    Adam QuigleyVerified Google review · 3 years ago
  80. Harvey and Zmartly are the only actual Ecommerce accountants out there who know what they're doing. They got my accounts and VAT return fully up to date in record time, with excellent communication, and were able to reclaim…
    Dónal McBrienVerified Google review · 3 years ago
  81. Zmartly has been crucial in allowing me to grow my business to new levels. The team are on hand to help and have also provided me with information and tips I wasn't aware of. Highly recommend their services.
    Andrew PattersonVerified Google review · 3 years ago
  82. Worked with Harvinder from Zmartly on a couple of my eCommerce businesses over the past couple years & he has always provided a top service for us
    Bradley ReesonVerified Google review · 3 years ago
  83. Zmartly has done a great job with my company accounts. Since I have been VAT registered over the last few months, Zmartly has made us so easy for me. Thank you !
    Roxie BullVerified Google review · 3 years ago
  84. Awesome accounting firm. Very helpful and professional. Perfect match for early startups. Definitely recommend
    Onelivery UKVerified Google review · 3 years ago
  85. I have been with Zmartly for 10 years and will not be changing anytime soon! Great Accountant!
    Ryan ByrneVerified Google review · 3 years ago
  86. Fantastic service with highly skilled and knowledgeable support team. Would highly recommend to anyone for their accounting needs!
    Daljit JohalVerified Google review · 3 years ago
  87. Fantastic service. Great communication Fast service Overall 5 star plus! Highly recommended
    Mark GreenVerified Google review · 3 years ago
  88. Fantastic team and service!
    Pritpal ReelVerified Google review · 3 years ago
  89. The support teams at Zmartly are fantastic. I appreciate how responsive they have always been and how helpful they have been to me. It is excellent that Zmartly takes care of all financials, so the contracting experience is…
    Sabina Ghata-AuraVerified Google review · 4 years ago
  90. We were truly grateful when Zmartly agreed to help us with the Quickbooks cleanup. They are professional accountants with a lot of experience, and as CFO I knew we were in extremely capable hands. Zmartly team ended up…
    Thomas PrestonVerified Google review · 4 years ago
  91. I hired Zmartly for my dad's business and my own rental properties. I was overwhelmed with knowing what to declare to HMRC and it started to stress me out, but Zmartly made everything so simple. I've since recommended…
    Raman KaurVerified Google review · 4 years ago
  92. Harvey is one of the best accountants I've ever dealt with. He offers top-notch customer service and support; Also, their staff are friendly, insightful, and helpful. The accounting software is also user friendly and very helpful in organizing…
    Jack HowardVerified Google review · 4 years ago
  93. A great accountancy firm that truly care about their clients. Harvinder supported me on the sale of my business and went over and above with managing all the documentation I needed help with from an accounts perspective. I…
    Benjamin PrestonVerified Google review · 4 years ago
  94. Zmartly has done an amazing job with my company accounts. Since being VAT registered over the last few months, Zmartly has made it seamless. Their staff are knowledgeable and super efficient. Thanks for all your hard work so…
    CraigVerified Google review · 4 years ago
  95. Harvy was great to work with; he's thorough, professional, and above all reliable. If you want your accounts handled well, I'd recommend working with Harvy at Zmartly.
    Aaron FranklinVerified Google review · 4 years ago
  96. I had bad experiences with accountancy firms previously, so I am very grateful to have found Zmartly, they are professional and reassuring. They are very quick to reply and offer amazing advice. I know that my accounts are…
    Massimiliano GuelfiVerified Google review · 4 years ago
  97. Top quality service, I cannot recommend this company enough, they will treat you with respect and strategize your accounting needs to give you the best service possible, I could not imagine using another accountant after dealing with Zmartly
    Wayne AndersonVerified Google review · 4 years ago
  98. I have only been with Zmartly for a couple of months now but have only good things to say. They have been outstanding in every area so far.
    Jack CheesemanVerified Google review · 4 years ago
  99. They have looked after my business like it was their own. More than just an accounting firm, they have even helped with ideas to grow my sales.
    Charanjit BVerified Google review · 4 years ago
  100. Very professional, helpful and friendly service. Excellent communication, always on top of things without delays. Answering all the questions and giving recommendations. Highly recommended!
    Inta PoseikoVerified Google review · 4 years ago
  101. Perfect ! Helped with even some unknown deadline dates and returns due.
    James HiltonVerified Google review · 4 years ago
  102. 5 Star Service highly recommend
    phil dyasVerified Google review · 4 years ago
  103. Zmartly, I have had the best experience imaginable. They have been helpful, patient and supportive during my 3 years of working as a sole director and employee of my Ltd Co. I am so grateful for their help…
    Mason WatsonVerified Google review · 4 years ago
  104. Knowledgeable and responsive! I searched for years for a good, affordable accountant in London and was very glad to find Zmartly. I was very pleased with the service and expertise. The speed, the efficiency, the detailed tax knowledge…
    Jake AllenVerified Google review · 5 years ago
  105. Very happy with Zmartly especially Harvey & team. They are managing two of my companies and looking after payroll, year end accounts and personal tax returns. I have been using them for over a year and will continue…
    Ryan CooperVerified Google review · 5 years ago
  106. It has been an absolute pleasure working with Harvinder and the Zmartly team - they have always been extremely accommodating and go above and beyond for all their clients. I wouldn't hesitate to recommend their services to other…
    Andrew DaveyVerified Google review · 5 years ago
  107. I have been using Harvey's service to operate a payroll and annual accounts for my small business. The service has always exceeded excellent, I cannot recommend his professionalism and understanding of my needs enough. As a small business…
    Jacob ShawVerified Google review · 5 years ago
  108. It is very apparent that the team at Zmartly is very knowledgeable and has a lot of experience in the accountancy business. I immediately felt comfortable with this firm and Harvey they are very professional. I would recommend…
    Jeffrey DaviesVerified Google review · 5 years ago
  109. I have been with Zmartly for the past 2 years. They have always been very quick to reply and sort things out. I had a issue not so long ago and managed to get an appointment the following…
    Stephen ListerVerified Google review · 5 years ago
  110. I have been introduced to Harvinder & his team through my friend, who has been working with Zmartly. During my interaction with Harvinder & his team , I have found them very professional and supportive. Their services are…
    Kate Lorna HoldenVerified Google review · 5 years ago
4.9
Google · based on 63 reviews
A personal note · Harvey

If you've read this far...

I'm Harvey, I run Zmartly's eBay practice for UK sellers doing £100K to £2M a year. After years inside eBay sellers' books, four problems show up every time: Managed Payments holds booked as income in the wrong period, VAT on Final Value Fees never reclaimed, Promoted Listings ROI left untracked, and EU sales running without an OSS registration. Book the free 30-minute Tax Health Check and I'll open your Managed Payments dashboard live on the call - no login needed from you, no pitch. You leave knowing exactly what I'd reclaim and what you'd pay.

You're probably tired of eBay income arriving as a single net figure that nobody on your current team can unpick. Book 30 minutes with me. I'll open your Managed Payments dashboard live on the call and tell you what I'd reclaim and what you'd pay. No pitch. If we're not the right fit, I'll say so.

P.S. The 30 minutes is genuinely free and genuinely useful. Some sellers take the diagnostic and stay with their current accountant. Either way, you leave knowing exactly where your eBay numbers stand.

Harvey
Harvinder Singh Dhillon · CEO · ACCA
Common questions

What everyone asks me on the call:

Yes. We connect to your Managed Payments account and reconcile every settlement: holds, reserves, Final Value Fees, Promoted Listings spend, INR/SNAD refunds and reimbursements are all categorised separately so your P&L matches what eBay actually paid you, not the gross number.

Sellers doing £250K+ a year on eBay typically miss £2,000-£6,000 of reclaimable input VAT annually because their accountant never separates the VAT element of Final Value Fees. We identify every recoverable amount and claim it on your next VAT return. Individual results vary.

No. Many sellers start with the free Tax Health Check while still with their current accountant. If you decide to switch, we handle the entire professional clearance, write to them, transfer records and set up Xero. Your part takes less than ten minutes.

Four things: a Final Value Fee VAT scan to surface missed input VAT; a live Managed Payments walkthrough to separate holds and reversals from actual income; a Promoted Listings ROI check to identify loss-making campaigns; and a deadline and structure review to confirm your VAT, Self Assessment and Corporation Tax positions.

No. You share your screen on the call. I walk through your Managed Payments dashboard and Seller Hub with you rather than logging in independently. You keep full control of your account at all times.

UK VAT, Self Assessment, Corporation Tax and accounts are fully in scope. If your EU sales are running without an OSS or IOSS registration we will identify the exposure on the call and tell you straight what needs fixing and who handles what. No vague promises: you leave knowing exactly where your obligations lie.

We handle multi-channel sellers regularly. Each channel is reconciled separately, eBay Managed Payments settlements, Amazon Seller Central payouts, and any other platforms, then consolidated into a single P&L so you can see which channel is genuinely profitable.

MTD for Income Tax Self Assessment went live in April 2026 for sole traders and landlords earning over £50,000. If you are self-employed and over the threshold, quarterly digital submissions to HMRC are now mandatory. We handle all MTD submissions through Xero so you never miss a deadline.

We handle late filings, HMRC correspondence and enquiries regularly. We will assess the position in your free Tax Health Check, advise on the best course of action and communicate with HMRC on your behalf. Acting early almost always reduces penalties.

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